Do I need a down payment?
Yes. Rent To Own is not a rental program — you are transitioning to home ownership through a Rent to Own program. That means you will need a down payment to qualify.
Do you take trades for the down payment?
Yes. We are all about creative solutions! If you have tax refunds, equity in other homes, bonuses, future settlements, retirement funds, RRSPs we accept these. We’ll also trade personal property such as cars, boats, RV’s, motorcycles, trucks, etc.
Do I need to be employed?
Yes. You need to show employment to qualify. We also help self-employed people.
How long is your Rent to Own program?
That depends on the individual but our clients usually lease for 1 to 3 years before qualifying for a mortgage, with most people needing 2 years.
What can I do to own my home as soon as possible?
Our programs are all about you and your needs. This means we can customize our program to address your unique situation. Our consultants and payment plans are designed to help you own as fast as possible.
Is the price of the house fixed?
Absolutely. We sell you the house at a fair price established in our agreement.
Why do I need to qualify for a new mortgage at the end of the term?
You need to secure financing for the home at the end of the lease term, but we work with you through the whole process to prepare you for that. We even connect you with the mortgage specialist that will help you get the mortgage, and provide guidance in fixing any credit problems you have.